Wells fargo active cash card reddit

(Both cards have $200 SUBs; the Citi card requires $750 in spend over 3 months, while the Wells Fargo card requires $1000 in spend over 3 months.) *If a user spends over $2000/month on the card, the WF Active Cash comes out ahead, regardless if that user spends $500 or more in the month in an applicable Custom Cash bonus category..

You can get a Wells Fargo credit limit increase by calling customer service at (800) 642-4720. There is no option to request a Wells Fargo credit limit increase online. It's best to not make a request until you've had your card for at least 6 months, and only if you've paid your bill on time every month. You don't always have to ask for ...Wells Fargo Active Cash or Reflect - Credit Limit Experiences Wells revamped their card offerings a few months ago, so now 2 of their new (current) cards are the Active Cash and Reflect. In the past I had heard that they were somewhat stingy with the size of initial credit lines they gave out. With Citi Double Cash the $25 is the redemption minimum, so once you accrued over $25, you can redeem the entire cash back balance. Whereas with WF Active Cash you can only redeem cashback in increments of $25. So for example if you have $45 accrued, you can only redeem $25 and will have $20 left.

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The $0-annual-fee Wells Fargo Active Cash earns 2% cash back on all purchases. Its sign-up bonus sets it apart from other cards earning 2% back.After much panache, I found out you can upgrade with a click of a button on the WF website/app. Click "MORE". Just press "SWITCH" and it will tell you eligibilty and then allow you to switch. No pull. Was instant. Appearently used to be a whole dept that did this pre-COVID. Now a button does it. 😑😑😑. 9. 13 comments Best Top New ...So if you pay rent directly to my landlord by any credit card (including the BILT card) then yes there is a fee. However, BILT gets around this by giving you a checking and routing number that you can use to pay rent via an online portal. And then BILT just charges that same amount to your card.

- Wells Fargo Active Cash (Applied online, they will accept ITIN, but be prepare to send documents to finalize application such as ITIN CP565 letter, Visa/passport) - Wells Fargo Autograph (Applied online, same process as the one above) - Chase Freedom Student Card (Applied online, needed to call for verification, ITIN friendly)Overview Wells Fargo occasionally releases new credit cards to keep up with the ever-changing needs of the market. In 2021, Wells Fargo released the Active Cash and Reflect Cards. For 2022, the financial institution released the to help cardholders maximize reward points on everyday spending categories such as restaurants, travel, gas stations, transit, popular streaming services and phone ...I'm looking at the Wells Fargo Active Cash card and the FNBO Evergreen card. I'm leaning towards the Active Cash, although I'm open to both as well as other recommendations. Was wondering what my chances of approval are right now. FICO: 745 (according to Discover) Total Credit Line: 2800. Annual Income: ~35K.I have had a Wells Fargo Active Cash for years. opened 2015 as a college card with a $1K limit and maxed it out for the better part of 5 years with 1 late payment in 2016, upgraded to Active Cash in 05/2022 with $1300 limit, increased the limit to $2K yesterday, able to upgrade to Autograph card. Flat rate 2% cash back on everything.

Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). ...When you’re ready to ask for a credit limit increase from Wells Fargo, you can call the bank at 1-800-642-4720. Ask to speak to a representative about increasing your account’s credit line ...Does anyone know if the Wells Fargo Active Cash card's 2% cash back is in the form of Go Far Rewards points or just straight cash back? There are a number of sources on the internet claiming each is true. ... Hi Reddit, Around 3 weeks ago someone logged into my Wells Fargo online banking and used bill pay to send a $19,000 check fraudulently. I ... ….

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Wells Fargo Reflect® Card vs. Citi® Double Cash Card. The Citi® Double Cash Card offers a 0% intro APR on balance transfers for 18 months. After that, the standard variable APR will be 19.24% ...22 Sept 2023 ... The Wells Fargo Active Cash not only offers one of the highest flat cash rewards rates, but it's also perhaps the most well-rounded card of its ...Your approval odds will depend on your own credit. Provide more info to see if any others have been approved with a similar status to yours. Sanchezed • 1 yr. ago. I would search Wells Fargo under the data point flair in this sub if you need to look what stats others had when approved for it. You can check the MyFico forums too (usually what ...

The Wells Fargo Active Cash is an excellent flat-rate cash-back card. Since its release in July 2021, the card has established itself firmly as a new “plastic standard” when it comes to ...In this article: The Wells Fargo Mobile app allows you to manage your credit card account on the go and do a lot more. The app covers the basics, like the ability to manage payments, and has a relatively simple interface that allows you to see spending and take other actions with a quick tap. Don't let the simplicity fool you, though: The Wells ...So if you pay rent directly to my landlord by any credit card (including the BILT card) then yes there is a fee. However, BILT gets around this by giving you a checking and routing number that you can use to pay rent via an online portal. And then BILT just charges that same amount to your card.Wells Fargo Propel becomes Autograph. As the rumors have gone and others have reported, I got a letter in the mail from Wells Fargo informing me that my Propel card is being switched to the Autograph on May 24th, so interestingly not the Active Cash. This is fine with me, makes sense, and I'm honestly surprised they haven't done it earlier.

I wanted to know what my odds for approval would be for the Active Cash. Current cards : Discover it Student $2,300 (July 2021) Cap one savor one Student $3,000 (may 2022) Chase Freedom Flex $5,500 (July 2022) Credit score: Experian: 735 …Winner: Tie. While both cards offer 0% APR on balance transfers, the Citi Double Cash Card has a longer intro period at 18 months. The Wells Fargo Active Cash Card has the benefit of offering a 0% ...Wells Fargo Active Cash Visa ® Card Account Addendum Effective: March 18, 2023. These Wells Fargo Rewards Program Terms and Conditions Summary and Addendum (collectively called Terms) are only a summary of the full Terms. Other restrictions and requirements apply. If approved for the Wells Fargo Active Cash Visa Card, we will provide you with ...

The Wells Fargo Active Cash® Card pairs a highly competitive flat cash back rate with generous welcome and introductory APR offers for no annual fee. The …Wells Fargo Active Cash, declined. current recon #? +700 FICO, 30% utilization across 3 cards. Anyone have a working recon #? The two I tried (800-967-9521 & 866-412-5956) were not recon #s. At least nothing like my recon experiences in the past. x5956 pulls up on several sites, but after navigating the menu and talking with a rep, it felt like ...Wells Fargo Active Cash® Card. The Wells Fargo Active Cash® Card offers a similar benefits spread of all no-annual-fee cards. As for the Active Cash’s welcome bonus, you can earn a $200 cash ...

mschf booster packs If you keep between 50k and 100k with bofa, you can get 2.25% or 2.625% respectively back on all purchases with a no af card. They also have a no af card that can get you up to 5.xx% back on a catagoey a year, but it's limited to $2500. Spend a quarter. Ira, taxable investment account, cash, savings all count. short tv installment crossword clue Cards: Wells Fargo Visa Signature (PC from platinum), 05/2006: $10500 . Capital One Quicksilver, 10/2014: $6500 . Discover IT, 03/2017: $11500 . Wells Fargo Active Cash (PC from Cashwise), 02/2020: $5200 $9100 . Chase Freedom Unlimited, 03/2021: $7300 . Chase Fredom Flex, 09/2021: $8700 cash heating oil prices nj I currently also have AMEX Gold and the Apple card. I mainly use my Wells Fargo right now for any purchases that aren't covered by AMEX Gold. If you PC from Active Cash to Autograph you don't get the $300 SUB. I would personally want to get the SUB.In my book, the Wells Fargo Active Cash is the best flat 2% card on the market, if only because of the $200 sign-up bonus. I plan to get it eventually, but I have to wait until 15 months have past from my previous WF card to be eligible for the bonus. Cards like the Citi DoubleCash are (unfortunately) more established as a go-to 2% card (my ... soil loosening tool nyt Wells Fargo Active Cash payments. I recently got the Active Cash with a 20k limit and I wish someone had warned me of this... you can only pay down the card with a non Wells Fargo account 4 times in a month on the online portal, this is an annoyance to me because I like to log on to all my cards every day and pay down whatever has a balance and ...Wells Fargo Active Cash Pending Status. Applied for the Active Cash card this morning and didn't get approved, but didn't get denied either. "We need to verify a few pieces of information before we can give you a credit decision." This is the first time applying for a Wells Fargo card. Prior to this I've had no relationship with the bank. ringer nfl draft guide Wells Fargo Active Cash. I recently noticed my Wells Fargo college cash back card seems to have been upgraded to the active cash. I never requested a PC or … plasma donation anderson sc Other than extending the 0% APR from 18-21 months I think a lot of credit unions offer better cards at lower rates. You still have to pay a balance transfer fee even with the introductory rate. I just opened a low interest rate Visa at 7.99% with 0% APR for 12 months and way better benefits. No BT fees, no cash advance fees, no FTF's, same ...Choose your Wells Fargo Active Cash card username and password. The username must be between 7 and 10 characters, including special characters, but no spaces. The password must contain 8 to 31 characters and have at least 1 letter and 1 number, but less than 9 numbers. The password cannot be identical to the username or contain more than 3 ... cvs pharmacy petaluma Concierge service, 24/7. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. Simply pick up the phone to call Visa Signature Concierge. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs.Additional terms and conditions apply." From Chase Freedom Flex: "Get up to $800 per claim and $1,000 per year in cell phone protection against covered theft or damage for phones listed on your monthly cell phone bill when you pay it with your eligible credit card. Maximum of 2 claims in a 12 month period with a $50 deductible per claim." difficulty civilization 6 Wells Fargo is offering to do a card switch for me. They want to switch my primary card Platinum Wells Fargo Cash Back Card (1%) to there new Active Cash Card (2%). After looking into it more, I found that the Chase Freedom Unlimited may be a better option but I am more inclined to go for the WF Active Cash Card because it is a Visa Signature. Call 1-800-642-4720 or visit a Wells Fargo location . 1. Additional terms and conditions apply. Balance transfers have no grace period or rewards points, cash rewards, or rebates earned. If you transfer amounts owed to another creditor and maintain a balance on this credit card account, you will not qualify for future grace periods on new ... martinez distributor near me Wells fargo active cash sign on bonus. Wells fargo has a sign on bonus if you spend 500 with in 3 months get a 200 dollar cash bonus. Plus 0 interest for 15 months. I have an idea to sign up for this card to buy a ps5 for 500 ish and get the 200 bonus to basically get the ps5 for 300 ish.Effective: March 18, 2023. These Wells Fargo Rewards Program Terms and Conditions Summary and Addendum (collectively called Terms) are only a summary of the full Terms. Other restrictions and requirements apply. If approved for the Wells Fargo Active Cash Visa Card, we will provide you with the full Terms. larrans key osrs5103907026 Ok, bear with me here. Back in June someone charged about $1,500 in fraudulent charges on this card. I have online accounts with all 3 bureaus and receive regular alerts about suspicious activity almost immediately. I reported the activity to the Wells Fargo fraud department and filed a police report. costco gas hours san dimas If you’ve met the spending requirement, you should see the $200 bonus as pending rewards under your Wells Fargo Rewards account. Click the ‘Cash Track’ link. •. I believe I saw some DPs mentioning it may take a statement or two. Did the statement in which you passed the $1000 cumulative close yet?UPDATE: I just called in and was approved with a $12k limit. I asked why it went into pending status, and the rep told me it was 100% because I had no relationship with them, and they wanted to verify that it wasn't fraud. Data points: They pulled Experian which is by far my lowest score at 780 - 0/6 3/12 - AAoA: 5y4m oldest being 12y10m - Less ... messenger inquirer headlines According a Doctor of Credit rumor posted earlier today, Wells Fargo will be discontinuing most of its current credit card line, excluding the long intro period 0% APR Platinum Visa and the recently announced and soon to be introduced Active Cash Visa. The rumor was posted by the Reddit poster LA-and-SF, who previously posted the later ... naov stocktwits The only reason to choose this over Wells Fargo Active Cash 2% cashback card with same signup bonus and similar intro 0% APR is Wells Fargo makes it tougher to redeem rewards. For a statement credit, it can only be in $25 increments. Or can cover a prior purchase if your rewards balance is high enough.Wells Fargo Active Cash Bonus. I recently got the Wells Fargo Active Cash which if you spend $1000 you get a $200 cash rewards bonus. I have only used it for one transaction so far, a bill. Although this transaction shows up on the credit card, it is not shown as counting towards the $1000. presto regex I applied for both the above mentioned cards last night and got instantly denied for the BofA Cash Rewards for Students and got a pending status on the Wells Fargo Active Cash application. In the morning I got the email from Wells Fargo that they approved my application but with a very low limit of 1500$. dayforce nuance The Wells Fargo Active Cash® Card is one of a number of unlimited 2% flat-rate cash-back cards on the market. Its rewards rate of 2% cash rewards on purchases is ideal for someone whose spending ...The Motley Fool has positions in and recommends Alphabet, Apple, JPMorgan Chase, and Visa. The Motley Fool recommends Marriott International and recommends the following options: long January 2023 ... www.ebay mastercard.syf.com The Wells Fargo Active Cash® Card is as straightforward as credit cards come: Customers earn an impressive 2% cash-back rate on all purchases without … busted hopkinsville ky I got approved for Wells Fargo Active Cash but was shocked it was only for $2500. With my income (75K) and score (740), most issuers give me 6K to 10K right away. I've had a checkg acct with WF for 14 years but have hardly ever used it for the last 2 years, and only had about $250 in it when I applied. jeff connors cause of death 9 stayyfr0styy • 2 yr. ago They no longer offer the propel? 3 juniorsdca • 2 yr. ago No. They killed it off in April. : ( stayyfr0styy • 2 yr. ago Honestly with the chase freedom flex I didn't see a big benefit in the propel anymore. I still carry it for some reason though. 2 blue2841 • 2 yr. agoIf the card is just for Costco shopping, and not gas, you could go with the Alliant Visa Signature or a 2% Visa like the Wells Fargo Active Cash. If you have BoA Plat Honors, a Customized Cash would get 3.5% back in the warehouse and 5.25% back at the pump, far surpassing the 2%/4% of the Citi Costco card. types of pitbulls chart Yes. Its a good backup card for non-category spend. SUB is also great. ganja_fiend • 1 min. ago. Pretty decent. Not a huge fan of the app but I already was banking with WF so it was a good card to go for. Used the SUB + 0% APR to pay for some camera gear.This means that in order to apply, you must have a high credit score and be eligible to be accepted for a minimum of a 5k credit limit. Based on this, they will likely keep the Cash Wise for anyone that doesn't qualify for the Active Cash. disgruntledJavaCoder • 2 yr. ago • 2 yr. ago. Lenders can actually choose to offer pretty much ...I heard that they don't do expedited shipping or provide a temporary card number, but they do let you add it to a digital wallet, so I was wondering if I could just add it to Apple pay or something and just immediately use it that way. If you guys know if that's possible, that would help a lot. Thanks. 4. 7.]